Home financing, guided by 29 years of doing it right.
From first-time buyers to seasoned homeowners, I help clients across the country find the loan that actually fits — and get to closing with as little stress as possible.
Paramount Residential Mortgage Group
A program for nearly every borrower.
Twenty-nine years in the business means I've worked with just about every loan type and every kind of borrower. Here's where I spend most of my time.
Conventional Loans
Fannie Mae and Freddie Mac financing for buyers and homeowners with solid credit looking for competitive terms.
Non-QM Loans
Flexible options for self-employed borrowers, investors, and anyone who doesn't fit the traditional lending box.
HELOCs
Home equity lines of credit that let you tap your equity on your terms, when you need it.
Home Equity Loans
Fixed-rate lump-sum financing secured by your home's equity for major expenses or debt consolidation.
Rehab Loans
Financing that wraps renovation costs into your mortgage, so a fixer-upper can become move-in ready.
First-Time Buyer Programs
Financial assistance and dedicated program options for anyone turning the dream of homeownership into a reality for the first time.
The path from application to closing.
Every file moves through the same four stages. I stay in front of each one so you're never left wondering where things stand.
Conversation
We talk through your goals, your numbers, and which programs make sense for your situation.
Pre-Approval
I gather documentation and get you a clear, credible pre-approval you can shop with confidently.
Processing & Underwriting
Your file moves through underwriting with regular updates — no radio silence, no surprises.
Closing
Final documents, final walkthrough, keys in hand. I'm available right up to the closing table.
"My goal is to make the mortgage process as straightforward and stress-free as possible, while finding the loan that makes the most sense for each client."
I've been helping people navigate the mortgage process since 1997. After 29 years in the business, I've had the opportunity to work with just about every type of loan and borrower — and I've kept the parts that actually help clients, and left the rest behind.
I work with clients in every state except New York, and I especially enjoy helping first-time homebuyers turn the dream of homeownership into reality. Whether you're buying your first home or you're an experienced homeowner, I'm always happy to answer questions, explain your options, and help you get to the closing table.
What clients say after closing.
"John was professional and his team was amazing throughout the entire transaction. I appreciated his level of communication and diligence — it was a stress-free experience from start to finish."
"John was very professional, knowledgeable, and communicative with me during the entire process. I'd highly recommend him to family and friends."
"John kept the file moving aggressively toward closing and communicated every step and task completion along the way. We closed within a couple of weeks."
Let's talk about your next home.
Whether you're just starting to explore your options or ready to make an offer, I'm happy to walk through the numbers with you — no pressure, no obligation.
Email John →